since October 1, the sums paid by allowance should be available within 5 days
April 21, 09 by Mark75[AUTOMATIC TRANSLATION - SEE NOTE]
since 1 October 2008 the member banks Pattichiari Consortium undertake to make available the amounts paid by check no later than 5 working days. What of value dates and times of availability and irrevocability of payments made is a problem in many current accounts , since often times are also very long (not an anomaly, reaching 7 working days in case of movement between different banks).
These are very important aspects – it could not have the amount paid, if not almost two weeks later may estramamente be critical for those who use the allowances in a manner not unusual – but often sidelined in the selection of an account (where you usually prefer the pure and simple interest rates). Why always say that an account should be chosen carefully to suit your needs, inquire.
If it is definitely a step forward, it must be said that five days is a time far short, it is true that, in addition to technical delays, the banks have always “played” on the day of currency to create your own profit margin (and, objectively, we can not expect change from day to day business) it must be said that user expectations are significantly lower on time , at least comparable with those of the subsidies, so up to 2-3 days. Also because it is a contradiction that, if you go to the bank with a cashier’s check (which is payable at sight) you can receive cash now while it may be that we should wait several days for the funds available, if you decide to pour it on account.
In short, the need to streamline the time checks and similar instruments is a market need: hard not to think that their rigidity is one of the reasons of growing disaffection with these tools ( as we have seen, two thirds of Italians believe that the future will be the “electronic money” ).
Banks and Savings [ http://www.banknoise.com ]
Related Posts:
- The scholarships are close to minimum again in early October, but that’s normal
- €-coin indicator positive also in October: is the recession ended for the Euro area?
- Seal of 1.50 euros on each check-transferable, money laundering
- consumption depend on available resources or those expected ?
- (Italiano) Websella also raises promotional interest rates to 6%
Dal 1° ottobre le somme versate con assegno dovranno essere disponibili entro 5 giorni
